BMW Fin-InvestBMW Fin-Invest

About Us

About BMW Fin-Invest

An RBI-registered Non-Banking Financial Company built on responsible lending and regulatory discipline.

BMW Fin-Invest is a Non-Banking Financial Company registered with the Reserve Bank of India, with its registered office in Kolkata. The company lends through its digital lending partners, ZapCash, while remaining the sole Regulated Entity and lender of record for every loan originated on either platform.

We are committed to responsible lending, transparent disclosure, and full compliance with the RBI's regulatory requirements for NBFCs. Our processes are designed to be straightforward for customers to understand, from how loans are serviced to how a grievance is resolved.

Transparent Practices

Clear communication on how we operate and how our lending service provider engages with customers on our behalf.

RBI Compliant

Registered with the Reserve Bank of India under the RBI Act, 1934, and operated in line with its regulatory framework.

Customer-First Approach

Every process is built around fair treatment, data protection, and a straightforward grievance redressal path.