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Disclaimer

Delivering secure, transparent and customer-centric financial solutions through innovative digital lending services across India.

1. Informational Website

This website is published by BMW FIN-INVEST PRIVATE LIMITED for informational purposes only, including a general overview of the loan categories we offer. It does not offer, and cannot be used to apply for, disburse, or repay a loan. Loan origination and servicing take place exclusively on the platform of the relevant digital lending partner: www.zapcash.in.

2. Regulatory Status

BMW FIN-INVEST PRIVATE LIMITED is registered with the Reserve Bank of India as a Non-Banking Financial Company under Section 45-IA of the RBI Act, 1934 (Registration No. B-05.05626 dated 17 Oct 2003). RBI registration does not constitute an endorsement or guarantee of the company's financial soundness, nor a guarantee of the correctness of any statement made on this website.

3. Relationship With Our Lending Partners

ZapCash are engaged by BMW FIN-INVEST PRIVATE LIMITED as Lending Service Providers (LSPs) for customer acquisition and loan servicing. BMW FIN-INVEST PRIVATE LIMITED remains the sole Regulated Entity and lender of record for every loan; neither partner lends on its own account or is itself an RBI-regulated lender.

4. No Guarantee of Approval

Nothing on this website constitutes an offer of credit or a guarantee that any loan application will be approved. Approval is subject to eligibility criteria, verification, and applicable RBI regulations, as assessed at the time of application on the relevant lending partner's platform.

5. Accuracy of Content

While we take reasonable care to ensure the information on this website is accurate, figures and policy details that have not been finalised are marked as such rather than stated definitively. For current, binding terms applicable to your loan, refer to your loan agreement and the relevant lending partner's platform.

6. External Links

This website links to external resources, including the RBI's Complaint Management System, the Sachet Portal, and the ZapCash platforms. BMW FIN-INVEST PRIVATE LIMITED does not control and is not responsible for the content of these external websites.

7. General Notice

BMW FIN-INVEST PRIVATE LIMITED is committed to maintaining transparency, accuracy, and integrity in all communications. Users are advised to read this Disclaimer carefully before accessing or engaging with our products or services.

All information provided on this website or through associated communication channels is intended for general informational purposes only. While reasonable efforts are made to ensure accuracy and reliability, the Company does not warrant that such information is complete, current, or free from errors at all times.

8. Financial Awareness

Financial products, including lending and investment-related services, involve inherent risks. Users are encouraged to conduct independent due diligence and, where appropriate, seek advice from qualified financial or legal professionals before making any financial decisions.

9. No Guaranteed Returns

BMW FIN-INVEST PRIVATE LIMITED does not guarantee or assure any fixed returns, outcomes, or benefits in relation to any financial product or service. Actual results may vary based on market conditions, regulatory factors, and individual circumstances.

10. Third-Party Content

The website may contain references or links to third-party websites or content for convenience. The Company does not control, endorse, or assume responsibility for the accuracy, content, or practices of such third-party platforms.

11. Limitation of Liability

To the extent permitted by applicable law, BMW FIN-INVEST PRIVATE LIMITED shall not be liable for any direct, indirect, incidental, or consequential losses arising from reliance on information provided on this website or through related communication channels.

12. Policy Updates

This Disclaimer may be revised or updated from time to time without prior notice. Continued use of the website or services constitutes acceptance of the latest version of this Disclaimer.

13. Important Security Notice

BMW FIN-INVEST PRIVATE LIMITED does not request confidential information such as passwords, OTPs, or login credentials through email, SMS, or unsolicited communication. Users are advised to report any suspicious activity through official communication channels only.

14. Our Commitment

We value the trust placed in us by our customers and stakeholders. BMW FIN-INVEST PRIVATE LIMITED remains committed to ethical conduct, regulatory compliance, and transparent practices in every interaction, reinforcing our dedication to responsible financial services.

15. Contact

BMW FIN-INVEST PRIVATE LIMITED
Registered Office: 10th Floor, Poddar Point, Block-A, 113, Park Street, Kolkata – 700016
General Inquiries: support@bmwfininvest.com